← The library Solution edition · 💳

Financial Services

Banks, MMOs, PSPs, fintech settlement backends

9 active layers Standard footprint Internal by default

Metered API + take-rate · base fee + per-call + bps

💳 Financial Services Banks, MMOs, PSPs, fintech settlement backends Standard · Internal

Every edition is the same sovereign platform, typed for a purpose — it boots only the layers it needs. This is the Financial Services story, layer by layer.

Compliance posture ZRABank of ZambiaRegulatorAML
Layer 01

Settlement & wallets Enabled

ZMW wallets, escrow and real-time settlement on the sovereign USN ledger — money that moves and clears in one place.

Layer 02

Merchant portal Operator tool

Stock, scan, processing, network and finance for businesses, over a real per-merchant asset engine.

Layer 03

Smart invoicing Enabled

ZRA-compliant e-invoices with automatic VAT/WHT and WhatsApp delivery.

Layer 04

Integration gateway Enabled

One signed settlement API and webhooks across every payment rail — integrate once, reach everyone.

Layer 05

Mobile-money bridge Enabled

Native bridges to Airtel, MTN and Zamtel money — provider abstraction beneath the gateway.

Layer 06

AI agents Operator tool

Veiled, metered expert agents — every identity masked through the Identity Veil, every action gated by rules, every kwacha recorded.

Layer 07

Tax authority Enabled

Real-time VAT/WHT collection and ZRA Smart Invoice submissions, native to settlement.

Layer 08

Central bank Enabled

Exchange rates, monetary oversight and network-wide flow forensics for the regulator.

Layer 09

Regulator Enabled

Licensing, sanctions screening and a hash-chained audit trail on every move.

Run on the Financial Services edition.

Deploy it on the sovereign network, or license it for your own infrastructure.